I don’t like to blow my own horn but here goes. I bought my first house at the age of 28. Well that’s the story I’m going to tell. The reality is that I didn’t move in until almost a full 2 months after I turned 29. However my deal was accepted one day before my 29th birthday so I’m going with my story of 28.
Now owning a home was a goal of mine that I thought I wanted after I was married for a few years. Well I’m not married. I am not even close to being married. I love my independence and I have heard that I am too picky in what I want. Seriously I love my independence to go here or there whenever. I just can’t see myself tied down to someone who can’t pull their own weight. I want to want that person in my life not NEED them. Okay back to the house story at hand.
In August 2012 I started working with a realtor. She had me meet with a mortgage lender to see if it was even possible for me to afford it. So after the question and answer part of our meeting he told me I had really good credit and that as soon as I found a house he would give me my pre-approval letter. Now let me tell you when looking for a house you want to be pre-approved not just pre-qualified.
August I found my dream house in the perfect neighborhood! Well my dreams were crushed because my offer was not accepted. Boohoo how could life go on? Seriously I was depressed for days. Then September came around and I think I looked at over 20 houses and made about 5 offers with no result. (See I tell you out of the 20 only 5…picky). Now I put in 3 more offers at the beginning of October with my heart crushed I felt like this process was going to take forever. Then I get the email….Your offer has been accepted!! Wooohooo I am going to own a house. Wooohoooo….wait now what? Well the month of November it was email after email of information to bring in to my loan guy then my realtor then inspections and appraisals. So I get my keys in December right well…. again more waiting. I then go in to the escrow office and sign the paperwork saying the house is MINE. I feel like those little birds in finding nemo….mine….mine…MINE…MINE. Well no not yet you have to wait week before you get your keys…
So yesterday I got my keys!! And now begins the process of moving in. I have the luxury of moving in when I am on holiday from work. The best part is no major work has to be done. Well expect kill the roses….